# RFC: <title>

- **Author:** <name>
- **Reviewers:** <names>
- **Status:** Draft / In review / Accepted / Rejected / Superseded
- **Date:** YYYY-MM-DD
- **Related:** ADR-XXXX, Issue #NNN

## Summary

One paragraph: what is this and why now.

## Motivation

The problem and the cost of not solving it. Ideally with a metric or anecdote.

## Goals / Non-goals

What's in scope. What's intentionally out.

## Proposal

What we will build. Diagrams welcome. Trade-offs surfaced explicitly.

## Alternatives considered

For each: what it is, why we didn't pick it.

## Impact

- Permissions / RBAC: any new permission codes?
- Audit: any new audit actions?
- Privacy: any new PII flows?
- Performance: expected delta on p95 latency or bundle size.
- Cost: rough cloud / vendor delta.
- Backward compat: migration plan.

## Rollout

Feature flag? Phases? Blast radius?

## Open questions

Anything we want reviewers to weigh in on.